Saver Plan

Offers you the chance to build up a valuable lump sum with no additional tax liability. It allows you to save long-term, perhaps for a deposit on a house, special holiday, new car or for a lump sum to put aside for a rainy day.

The plan is available to any Railway employee, their spouse or partner and provides also a lump sum with no additional tax liability payable in the event of death.

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Saver & Disability Plan

Railway Enginemen’s Assurance Society offers your the peace of mind and financial security should you be permanently removed from your duties because of a disability. This is also combined with a lump sum at the end of the saving plan with no additional tax liability, or earlier in the event of death.

The Saver and Disability plan is a long-term saving plan that is an affordable way to save with no additional tax liability — giving you peace of mind that there is a lump sum put aside for a rainy day or in the unfortable event that you are unable work through a permanent disability.

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Children’s Saver Plan

Offers you a chance to build up a valuable lump sum with no additional tax liability for your children in an affordable way. The plan is flexible so you can decide if you would like the savings to mature after 10 years, or when your children reach either 16, 18, 21 or 25 years of age.

The Children’s Saver Plan gives you the opportunity to benefit from savings with no additional tax liability — perhaps for your child’s further education, their first car, their wedding, or just the comfort of knowing that there is a guaranteed nest egg for them at the end of the savings term.

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How we manage our With-Profits fund

The premiums you pay into your with-profits policy are invested in the Society's long term business fund. The following links take you to the explanatory documents: